Accelerated Mortgage Payoff

WHY CONSIDER PREPAYING YOUR MORTGAGE AND OTHER DEBTS?

Visualize a loving mother, wanting to provide for her children with limited options.

She wants a better life for her children and herself and is determined to make it happen, no matter how difficult it is. Imagine her being nearly destitute, all alone, and then looking into the faces of her sweet children.

They believe she can do anything. How can she give up?

How do you work two jobs, put food on the table, pay the bills and still be the parent you want to be… need to be?

This isn’t fiction. This is “Kathy”.

Visualize Kathy working day and night to make sure her children have what they need, in a system designed to keep her in debt. She’s tired, frustrated and she’s paying interest instead of principle, while other debts eat her away. Month after month the burden becomes greater. What can she do?

Kathy found our book The Accelerated Mortgage Payoff: Pay Your Mortgage Off In 1/2, 1/3 Or Even 1/4 The Time With No Change In Lifestyle online, and ran her numbers based on her mortgage and income using the Prepayment Mortgage Reduction calculator at http://www.vlender.com/cgi-bin/calc/prepay.cgi.

She wasn’t sure what she would find.

Using the principals in The Accelerated Mortgage Payoff: Pay Your Mortgage Off In 1/2, 1/3 Or Even 1/4 The Time With No Change In Lifestyle system, Kathy figured she could take the 27.9 years left on her mortgage and pay it and all her other debts off in 5.9 years saving her $208,539.42 in interest as well.

In 5.9 years using our system, Kathy would owe $0 on her mortgage, LOC, or extra bills including both of her student loans. Using our system, in 5.9 years she could be completely DEBT FREE!

Kathy was in shock and disbelief, but thrilled and hopeful that this could really happen. She could finally see light at the end of the financial maze she had gotten herself into and was very grateful!

Your house is your home. It is your haven from the cares of the world, where memories are tenderly nourished and grown. It’s where your family is safe, warm and cherished. It’s where laughter is heard in the halls and love permeates the walls.

Stability and security are the foundation of your home’s existence. When there are so many aspects of life to concern ourselves with, our Mortgage should not be one of them.

Many of us are looking for help in paying off our mortgages and getting out of debt. This book, The Accelerated Mortgage Payoff: Pay Your Mortgage Off In 1/2, 1/3 Or Even 1/4 The Time With No Change In Lifestyle, will show you how to get rid of all your debt, not just your mortgage, in a fraction of the time. This can be done without refinancing your existing mortgage, without altering your monthly cash flow and with little to no change in your standard of living. We will show you how to accomplish this by using established, proven methods and banking systems.

There are many debt acceleration programs that are beneficial and give you the ability to pay off your home early, but none of the do exactly what we do. There are probably hundreds of them – and more being created each month. I want to emphasize that The Accelerated Mortgage Payoff: Pay Your Mortgage Off In 1/2, 1/3 Or Even 1/4 The Time With No Change In Lifestyle system is not just a mortgage acceleration payoff, but a complete system of eliminating debt and building wealth.

The Accelerated Mortgage Payoff: Pay Your Mortgage Off In 1/2, 1/3 Or Even 1/4 The Time With No Change In Lifestyle is not “magic” or “voodoo”. It is an ethical, tangible, educational financial strategy virtually without risk!

The actual principles behind The Accelerated Mortgage Payoff: Pay Your Mortgage Off In 1/2, 1/3 Or Even 1/4 The Time With No Change In Lifestyle are not new. I did not invent them. They have been used here and across the SEAS (in Australia and Canada) for over a decade with astounding results.

WHILE most homeowners are at least vaguely aware they have the option of making prepayments on their mortgages, relatively few it seems, are fully aware of the impact such payments can have on their bottom line. It’s a pity that there are millions of people out there who faithfully make their regular mortgage payments because they don’t understand, or because no one ever told them, about the benefits of even pocket-change prepayments.

Should you pay off your mortgage early? This is an age-old question with no definitive answer. There are people who believe paying off their mortgage as fast as possible is better, and there are people who believe that investing the difference is better. In general, if you are uncomfortable with investing for the long-term, you’re better off prepaying your home mortgage. However, investing as opposed to prepaying could be a financially sensible option for some people.

Since the right answer regarding whether or not to repay your mortgage depends on so many factors, I do not say that mortgage prepayment is always better. What I do say is that The Accelerated Mortgage Payoff: Pay Your Mortgage Off In 1/2, 1/3 Or Even 1/4 The Time With No Change In Lifestyle, a system for paying off your mortgage in the shortest amount of time, is a good, solid financial decision for almost everyone who has a mortgage and wants to prepay it.

The Accelerated Mortgage Payoff: Pay Your Mortgage Off In 1/2, 1/3 Or Even 1/4 The Time With No Change In Lifestyle system is based off the Money Merge Account offered by United First Financial. The biggest differences between the United First Money Merge Account and my system The Accelerated Mortgage Payoff: Pay Your Mortgage Off In 1/2, 1/3 Or Even 1/4 The Time With No Change In Lifestyle is that the Money Merge Account is software directed and there is a large initial fee to get set up ($3,500 to 10,000).

This system is self-regulated with no initial fee. It is important to note that you will save substantial interest and repayment time if you take the large fee to join the United First Financial Money Merge program and use it instead to pay down your mortgage then use my self-regulated program to continue paying it off.

There are just 5 simple criteria to be able to optimally implement my program, The Accelerated Mortgage Payoff: Pay Your Mortgage Off In 1/2, 1/3 Or Even 1/4 The Time With No Change In Lifestyle:

1. You must qualify for and receive a LOC (Line of Credit) Home-Equity or other Line-Of-Credit.

2. You must be disciplined enough to make structured payments to your mortgage and HELOC when necessary.

3. There must be no prepayment penalty on your mortgage.

4. You must bring in more income monthly than your mortgage payment (discretionary income).

5. You should know basic math.

With the United First Financial Money Merge Account you must also qualify for and receive a LOC. Also there must not be a prepayment penalty on your mortgage. The large initial fee you pay is to get you set up to use their software, which will direct you when to make payments to your HELOC and mortgage and when to make withdrawals from your HELOC. With this software you do not have to make these determinations yourself.

I am of the opinion that if you meet the five qualifying criteria above, you will have no problems implementing my self-regulated system without a hefty upfront fee.

The Accelerated Mortgage Payoff: Pay Your Mortgage Off In 1/2, 1/3 Or Even 1/4 The Time With No Change In Lifestyle, system can also be used to pay off any other bills you have in the shortest amount of time, such as a car note, credit card bills, or any other mortgages you might have etc. With my system of repaying debt you can save time and interest on nearly every debt you have.

They key is to make your money work for you smarter… not harder!

My focus is on Family, and making sure you have every opportunity to enjoy life to its fullest. In my opinion that begins with you getting rid of your #1 debt, YOUR MORTGAGE!

As these techniques in this book have helped tens of thousands of homeowners save money and pay off their mortgages and other debts in a ridiculously short amount of time, it is my hope that you too will find instant relief and finally put yourself on this quick road to financial success.

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